Origination teams have deal platforms.
Finance has planning tools.
Risk has models.
But Credit still runs on fragmented data, backwards-looking metrics, and time-intensive reviews.
Data lives in disconnected systems — or in Excel
Credit reviews depend on static snapshots and inconsistent inputs
It’s not that banks lack insight — it’s that they lack a single system to align it, apply it, and act on it.
ONCI changes that.
Risk insights come too late, or don’t translate into action
CRE and C&I portfolios are analyzed in silos, with no shared logic
Combine actuals, forecasts, trends, and benchmarks in one place
Cover your entire commercial portfolio: C&I and CRE — including OORE and construction
Use models that reflect real business and geographic dynamics — with 6-digit NAICS and 700+ metros
Configure thresholds, triggers, and alerts based on your credit policy
Start with one use case or business line — and grow as your needs evolve
ONCI isn’t a scorecard or a reporting tool.
It's the new critical layer in your Credit infrastructure — lightweight, transparent, and built to fit your credit process.
We don’t just help you act sooner. We help you build the structured borrower data foundation that makes AI tools viable, enables smarter growth, and supports valuation in M&A environments.
You don’t need perfect data to start.
You need a system that puts what you do have to work — and grows with you from there.
ONCI
445 Park Avenue
Floor 6
New York, NY 10022
