ONwords

A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
OakNorth May 14, 2024 4 min read

Federal Reserve Climate Scenario Analysis Results: Unpacking Banks’ Preparedness in Managing Climate Risk

The Federal Reserve conducted a pilot climate scenario analysis (CSA) exercise in 2023, ...
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Collier Wright December 18, 2023 10 min read

The Economic Dynamics of Climate Transition

In the intricate web of climate-related risks, understanding the nuances between climate ...
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Collier Wright November 15, 2023 11 min read

Climate Risk: Who Cares?

Previously we explored the relationship between climate risk and credit risk. Given this ...
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Collier Wright November 2, 2023 8 min read

Climate Risk: a Credit Perspective

In recent years, climate risk has gained increasing attention as an emerging risk in the ...
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OakNorth September 11, 2023 13 min read

Top 3 Strategies for Commercial Banks to navigate risk

In the dynamic landscape of the financial industry, commercial banks are no strangers to ...
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OakNorth September 7, 2023 5 min read

Loathe the Annual Review? Turn the dreaded exercise into an opportunity to mitigate risk and strengthen borrower relationships

We often hear from relationship managers (RMs) that the part of the job they dread most ...
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OakNorth July 5, 2023 15 min read

ON Scenario Analysis for CRE: What it means for you

Despite the current economic uncertainty, CRE continues to play a significant and ...
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Yugal Yadav May 31, 2023 6 min read

Climate Risk and Financial Resilience: Harnessing Fintech to Build Sustainable Lending Practices

Businesses of all sizes across the globe are facing an increasing level of ...
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Michael van Miert & Collier Wright May 15, 2023 11 min read

Protect Against the Downside, Prepare for the Upside: ONci at Bank Director Experience FinXTech

We recently spent time at Bank Director’s leading fintech conference, ‘Experience ...
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OakNorth May 2, 2023 7 min read

OakNorth Bank: achieving net zero by 2035 with the help of ON Climate

Based in the UK and headquartered in London’s Soho, OakNorth Bank, is the neobank for ...
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