A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
OakNorth March 16, 2023 7 min read

Three Key Takeaways from Silicon Valley & Signature Bank

The failures of both Silicon Valley Bank (“SVB”) and Signature Bank have already been ...
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Michael van Miert March 9, 2023 6 min read

If you can't rely on historic correlations, is it time for a fresh approach to stressing your portfolio?

As we go into 2023, there is much being said about the global outlook. Having reviewed ...
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OakNorth February 7, 2023 9 min read

Choose your Future: Acquire or Be Acquired

The OakNorth team recently spent time with a number of the industry’s most influential ...
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OakNorth January 20, 2023 4 min read

How can commercial banks better assess credit risk to reduce uncertainty in a downturn?

The last time there was a deterioration in the credit cycle was 14 years ago, during the ...
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OakNorth October 26, 2022 7 min read

Climate regulation for U.S. banks gains momentum

NGFS released an updated set of climate scenarios On September 6th, the Network of ...
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OakNorth August 20, 2022 5 min read

Diversify portfolio with more mid-size businesses

An essential part of using better data to grow commercial loan portfolios includes ...
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OakNorth July 29, 2022 6 min read

Climate change presents both risk and opportunity

According to OakNorth’s Climate Consortium survey in February of this year, 59% of banks ...
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OakNorth July 19, 2022 6 min read

Evaluating risk in times of uncertainty

This article was originally published on the Banking Exchange as part of a three-part ...
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OakNorth May 20, 2022 7 min read

Rishi Khosla discusses the importance of being able to take a forward-look view in commercial lending with Bloomberg

Cost of living crisis and inflation At OakNorth Bank, they are firm believers that the ...
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OakNorth May 12, 2022 9 min read

How traditional lenders can improve credit risk management to lend more to SMEs

When it comes to commercial lending, a strong approach to credit risk management is ...
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