A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
OakNorth January 20, 2023 4 min read

How can commercial banks better assess credit risk to reduce uncertainty in a downturn?

The last time there was a deterioration in the credit cycle was 14 years ago, during the ...
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OakNorth August 20, 2022 5 min read

Diversify portfolio with more mid-size businesses

An essential part of using better data to grow commercial loan portfolios includes ...
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OakNorth May 12, 2022 9 min read

How traditional lenders can improve credit risk management to lend more to SMEs

When it comes to commercial lending, a strong approach to credit risk management is ...
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Yugal Yadav March 17, 2022 10 min read

How banks can help the world transition to a greener economy

Climate change is a grave global issue that impacts us all. For too long, policymakers, ...
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OakNorth December 20, 2021 6 min read

Five key takeaways from McKinskey's global banking annual review

Earlier this month, McKinsey published the Global Banking Annual Review, its annual ...
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Sean Hunter, CIO at OakNorth April 28, 2021 7 min read

A data-driven approach to profitable growth in commercial lending

Fast movers are already anticipating the bounce-back of the economy: we’ve heard from one ...
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OakNorth April 23, 2021 8 min read

Diversify with confidence and make inroads into commercial and industrial lending

Banks have historically lent to CRE because it’s straight forward to evaluate a property ...
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Sam Sidhu, Vice Chairman & Chief Operating Officer of Customers Bancorp April 16, 2021 6 min read

Customers Bank partners with OakNorth to compete with larger lenders

Most banks operate in the stone age, hindered by legacy technology and processes. At ...
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Sean Hunter, CIO at OakNorth April 23, 2020 8 min read

The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them

In recent years, hundreds of thousands of articles have been published about the ...
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