Effectively navigate upside opportunities and protect the downside irrespective of major turns in the cycle
Confidently lending through economic cycles
In a downturn, it can prove challenging for banks to continue confidently lending to businesses. OakNorth Credit Intelligence provides banks with the ability to protect downside risk and effectively manage credit exposure irrespective of turns in the cycle, as well as play for the upside, sourcing new opportunities to lend at a time when many peers may be withdrawing from the market.
"As bankers, we know the clients you support in the tough times and during the cycles like we are in currently, often become your most loyal. So, OakNorth’s (Credit Intelligence) ability to help us gain clarity on the challenges our clients are facing and what level of support they need, and when, will be critical for our business over the next 18-24 months."
EVP Chief Credit Officer, Old National Bank
Our solution enables banks to incorporate scenario analysis, historical trends, and peer performance into the monitoring and annual review process. This enables you to take a risk-based approach to action and continue confidently lending through cycles without a start/stop approach.
There will inevitably be peaks and troughs in business – the banks that prove to customers that they are there for them and will continue supporting them through both the good times and the more challenging, will build long-term loyalty.
With continuous monitoring and the capacity to rapidly model multiple scenarios, our solution enables banks to more accurately manage capital requirements and lend confidently throughout the entire economic cycle.
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Request a personalized demo to discover what ON Credit Intelligence can do for your bank.
What We’ll Cover:
- What makes our technology different
- How rapidly you’ll see results
- Ease of installation and cost benefits
- Current customers and outcomes