Our Latest News | OakNorth

Fintech Finance News ONci launches the Ultimate Guide to Commercial Lending and Scenario Analysis In the second part of its ‘Ultimate Guide’ series, ONci launches its ‘Ultimate Guide to Commercial Lending and Scenario Analysis’, following 2022’s ‘Ultimate Guide to Commercial Lending and Climate Impact’. This latest guide details the limitations of existing scenario analysis tools and what the core ingredients are required for a ‘best-in-class’ scenario analysis framework. Read More

Bloomberg OakNorth launches its inaugural TCFD report In this exclusive interview, OakNorth Credit Intelligence’s (ONci) CEO & Co-founder, Rishi Khosla, speaks with Bloomberg about the news that OakNorth Bank in the UK has published its inaugural TCFD report and by leveraging ON Climate, part of ONci, it was able to conduct an accurate analysis of climate impact on its entire portfolio in just one week. Read More

Press Release OakNorth Credit Intelligence product advancement ON Climate application to analyze transition risk and impacts for each year up until 2050 Read More

CSR International Fifth Third Bank Receives Model Risk Manager Award From Celent for ON Climate ON Credit Intelligence customer, Fifth Third Bank, has been named a ‘2023 Celent Model Bank’ for ‘Responding to Emerging Risks’, following its use of ON Climate to help assess climate transition risk on its loan book. Read More

MONEYLIVE Calling all lenders: it’s time level-up your risk management game Our Head of Sales and Customer Success, Hugh Shannon, explores how lenders can move towards a data-driven approach to risk, shares his top recommendations on navigating climate risk and much more in this exclusive interview with MoneyLive North America. Read More

Bloomberg Radio OakNorth on Bloomberg Radio Our Co-founder, Rishi Khosla, is interviewed on Bloomberg Radio where he discussed how to make London a more attractive listing location for high-growth tech companies, the outlook for the UK's IPO market in 2023, and the importance of businesses balancing high growth with profitability - something OakNorth has done since its launch. Read More

diginomica The role of CIOs, data and technology in delivering sustainability for organizations Our Head of Sales & Customer Success, Hugh Shannon, speaks with diginomica, on the role of data and technology in delivering sustainability for banks and financial organizations. Hugh outlines that "banks need to think about {climate change] risk from a forward-looking basis." Read More

AI in Financial Services podcast Monitoring the Health of a Loan Portfolio We once again joined the AI in Business podcast, which is aimed at business leaders who need to find AI opportunities, align AI capabilities with strategy, and deliver ROI. During the episode, we explore a topic that is highly critical to commercial banks - the health of their loan portfolios. Read More

The Fintech & Digital Banking podcast Credit Meets Climate: The Role of Banks in Fighting Climate Change Head of Sales & Customer Success at OakNorth, Hugh Shannon, joins the Fintech & Digital Banking podcast to talk about how we’ve rethought credit decisioning with our data-centric credit intelligence suite, in addition to how best commercial lenders should be addressing climate change risk. Read More

Fintech Futures OakNorth at FinovateFall 2022 Member of our Advisory Board, Bruce Richards, sat down with Fintech Futures at Finovate Fall, to discuss climate change risk management - the challenges, opportunities, and what commercial banks should be doing to prepare. Read More

Future of Banking podcast Fireside chat with Hugh Shannon from OakNorth Our Head of Sales and Customer Success, Hugh Shannon joins the Future of Banking Podcast for a fireside chat to talk about his career to date and how we're looking to transform the way banks address their commercial lending and credit analysis practices through ON Credit Intelligence. Read More

AI in Business podcast A Success Story of AI in Lending We joined the AI in Business podcast, which is aimed at business leaders who need to find AI opportunities, align AI capabilities with strategy, and deliver ROI. During the episode, we advise business leaders on what they should keep in mind when deploying early AI projects, particularly for those enterprises with uniquely high levels of external demand, plus much more. Read More

ESG Matter podcast ESG Matters: Interview with Hugh Shannon, Director of Growth & Operations at OakNorth Our Head of Sales and Customer Success, Hugh Shannon joins the ESG Matters podcast to discuss how we're looking to transform the way banks address their commercial lending and credit analysis practices, in addition to detailing how we're also supporting lenders with how they're assessing the risk of climate change on their loan portfolios. Read More

The Buzz podcast How AI improves the commercial loan process Artificial intelligence (AI)-based software can streamline the commercial loan process and remove inconsistencies in the traditional approach many financial institutions use today. Our Head of Sales and Customer Success, Hugh Shannon, discusses how AI can improve the commercial loan process in this episode of “The Buzz.” Read More

Podcast Balancing the need for high growth with regulation in a start-up FinTech Our CFO, Rajesh Gupta, joins Hannah Munro on the CFO 4.0 Podcast to talk about high growth VS regulation in a start-up FinTech! Rajesh has a wealth of experience building and leading finance teams and shares the challenges he’s faced when trying to grow finance teams in both a highly regulated industry and a volatile environment. Read More

Banking Exchange Diversify portfolio with more mid-size businesses OakNorth Credit Intelligence provides expert commentary for Banking Exchange as part of a three-part series. This final piece details how an essential part of using better data to grow commercial loan portfolios includes finding new sub-sectors and businesses to support. Read More

Podcast In conversation with Rishi Khosla – A Pioneer in Commercial Lending Our Co-founder, Rishi Khosla, swings by the New York Stock Exchange to join the Inside The ICE House podcast, where he discusses his life as an entrepreneur, his aims of improving the UK’s support for entrepreneurs, and how ON Credit Intelligence is being deployed by commercial lenders to improve outcomes for the Missing Middle. Read More

Banking Exchange Climate change presents both risk and opportunity

OakNorth Credit Intelligence provides expert commentary for Banking Exchange as part of a three-part series. This latest piece focuses on how climate change will lead to both risks and opportunities for commercial lenders across the globe.

Banking Exchange Evaluating risk in times of uncertainty ONci writes for Banking Exchange as part of a three-part series on how finance-function professionals can effectively assess a pandemic, climate change or supply chain shortages with scenario analysis. Read More

Podcast Tearsheet Podcast - Where Credit's Due Ep. 4 ONci joins the latest episode of the Tearsheet podcast, Where Credit's Due, to talk about how banks can look to upgrade their commercial lending infrastructures and how OakNorth is aiming to transform commercial lending with its Credit Intelligence software. Read More

PYMNTS Voice of the CFO: Being Prepared Is Big Part of Job CFO of OakNorth, Rajesh Gupta, speaks to PYMNTS as part of its ‘A day in the life of a digital-first CFO’ series, to talk through his key roles and responsibilities at OakNorth Bank and OakNorth Credit Intelligence, as well as the various challenges he faces on a day to day basis. Read More

The Financial Brand Inside the Bank Selling Its Own Fintech Software ONci speaks with The Financial Brand about OakNorth’s success to date, where it is headed and what sets it apart from the rest of the digital banks and fintechs in the banking industry. Read More

Bloomberg Rishi Khosla discusses the importance of being able to take a forward-look view in commercial lending with Bloomberg Ensuring OakNorth Bank’s customers make the right decisions today, to avoid potential issues tomorrow. Read More

Global Banking & Finance Review Banks must act now to navigate the effects of climate change ONci details why commercial lenders need to act sooner rather than later in order to navigate the effects and challenges of climate change. Read More

FEI Daily How Modern Analytics are Improving the Annual Review Process Commercial lenders can leverage AI and credit intelligence to transform the annual review from a time-intensive and inefficient process carried out once a year, to something active and constant, connecting analytics to action. Read More

Euromoney Banks try to quantify the new fourth C in credit assessment: climate ONci speaks with Euromoney on how its working with a consortium of US banks to assess physical and transitional climate risk in their loan portfolios, as well as sharing details of the ON Climate Solution. Read More

Sky News Rishi Khosla on Sky News: lending smarter, faster, and more OakNorth Bank in the UK has leveraged the ON Credit Intelligence Suite to achieve market-leading results Read More

Mastering Risk Management Podcast Hugh Shannon joins the Mastering Risk Management podcast Our Director of Growth & Operations, Hugh Shannon joins the Mastering Risk Management podcast to give some great insights into OakNorth, including how we’ve applied digital transformation to something as traditional as credit risk in financial institutions. Read More

Tearsheet The Net Zero transition: Banks are starting to engage in the climate conversation ONci details how it is developing tools to help banks manage their Scope 3 emissions and identify clean lending opportunities for banks to start decarbonizing their portfolio. Read More

The Risk Management Show podcast Approaching credit policy in a dynamic way to create better credit outcomes Our Director of Growth & Operations, Hugh Shannon shares insights on the current status of the Fintech and Credit Industries. Read More

Bank On It podcast Creating the ON Credit Intelligence Suite Our co-founder, Rishi Khosla joins host, John Siracusa for an episode of the Bank On It podcast, to talk about how we’re supporting the ‘Missing Middle’ - businesses that are the most significant contributors of economic and employment growth, yet still struggle to access fast, flexible debt finance – via the ON Credit Intelligence Suite. Read More

Lendit Fintech News OakNorth works with companies seeking to ease climate change impacts ONci speaks to LendItFintech News to detail how our data and technology is supporting commercial banks with the impact of climate change. Read More

Banking Transformed with Jim Marous podcast OakNorth: A Blueprint for Future Bank Success Businesses are becoming big business in banking. Unfortunately, most businesses have trouble getting fast and flexible financing. Listen to find out how OakNorth is changing this. Read More

American Bankers Association podcast Annual Review vs Active Preview Annual Reviews are a check-the-box exercise that take up a lot of time and resources, yet rarely provide new or actionable insights. What if you could turn your bank's annual review process into a highly efficient, always-on, deeply insightful and forward-looking view of your loan book? Read More

Bank Director The Road Ahead for Digital Banking Ben Barbanel, the Head of Debt Finance at our UK bank, discusses how a relentless focus on customers and costs has been key to its success to date. Read More

American Bankers Association podcast Climate Change Risk & Credit Challenges Banks need to consider how they’ll address and analyze climate-related risks and opportunities at a portfolio level. Read More

American Bankers Association podcast Commercial Lending Trend

Historic correlations in commercial lending are now broken and commercial lenders going forward need to take a bottoms-up, granular, forward-looking view of their loan book.

2021 FIS Fintech Accelerator Empowering the Missing Middle

Our Co-Founder, Rishi Khosla is profiled for Venture Center following our selection as one of 10 companies to participate in the 2021 FIS Fintech Accelerator Program