Analyze climate risks for:

• Commercial & Industrial (C&I) portfolio across all industries with material emissions, at both 4-digit and 6-digit NAICS levels.
• Commercial Real Estate (CRE) portfolio for up to nine property types across all 50 U.S. states.

Evaluate the drivers that underpin each industry’s transition risk score

• Benchmark existing internal climate risk assessments.
• Identify which industries and property types to focus on, using climate scenarios including those required by the Fed’s Climate Scenario Analysis.
• Explainable and defensible insight with detailed analysis to accompany RAG status and drivers.

• Instantly segment your portfolio and rate loans based on vulnerability to address potential credit issues
• Identify high-risk industries in your loan book, investigate further, and support your borrower-level view of industry-specific risk
• Build borrower relationships with a more detailed assessment of their specific industry’s projected performance
• Get projections of how a borrower would perform under various scenarios at a financial metric level
• Formulate a targeted risk mitigation strategy for better capital allocation

Demonstrate tangible ROI quickly

• Our starter scorecard plan is offered free of charge, giving banks the opportunity to generate ROI quickly and at no cost.
• Our scorecard is designed to be incorporated into your existing risk management frameworks, ensuring a smooth transition and implementation.

Take preventive action to continue confidently lending and supporting borrowers through economic cycles

• Identify the macroeconomic variables that have the greatest impact on your loan book
• Identify the industries and borrowers that contribute the most to changes in performance
• Make targeted decisions through a nuanced forward-looking view of industry-specific risk
• Support borrowers through turbulent cycles with a more detailed forward-looking view of their industry’s projected performance