Blog

A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
Sean Hunter, CIO at OakNorth April 28, 2021 7 min read

A data-driven approach to profitable growth in commercial lending

Fast movers are already anticipating the bounce-back of the economy: we’ve heard from one ...
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OakNorth April 23, 2021 8 min read

Diversify with confidence and make inroads into commercial and industrial lending

Banks have historically lent to CRE because it’s straight forward to evaluate a property ...
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OakNorth April 19, 2021 8 min read

Getting granular: why banks need to be taking a sub-sector view when it comes to commercial lending

Banks have always relied on risk models to inform their commercial lending decisions. ...
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Sam Sidhu, Vice Chairman & Chief Operating Officer of Customers Bancorp April 16, 2021 6 min read

Customers Bank partners with OakNorth to compete with larger lenders

Most banks operate in the stone age, hindered by legacy technology and processes. At ...
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OakNorth March 24, 2021 2 min read

Rishi Khosla, on CNBC: Successful lending to the ‘Missing Middle’

Given the events of the last year, supporting the Missing Middle - businesses who have ...
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Daryl Moore, Chief Credit Executive and Senior EVP at Old National Bank March 15, 2021 5 min read

Old National Bank: COVID-19 Challenges & Opportunities

Since its founding in Evansville in 1834, Old National Bank has focused on community ...
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OakNorth June 1, 2020 19 min read

Managing COVID-19 Credit Risk

The current COVID-19 pandemic presents an era-defining challenge to not just the public ...
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Sean Hunter, CIO at OakNorth May 18, 2020 5 min read

If lenders are struggling with PPP, wait until they hit Main Street

The Small Business Administration's Paycheck Protection Program (PPP) launched on 3rd ...
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OakNorth May 5, 2020 11 min read

Banking on data and machine learning-driven credit analysis

We are just past the half time in the earnings season. The March quarter results of banks ...
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Sean Hunter, CIO at OakNorth April 23, 2020 8 min read

The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them

In recent years, hundreds of thousands of articles have been published about the ...
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