Available now Assess climate risk impact from today to 2050
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Available now Assess climate risk impact from today to 2050
Learn more
Request a demo

ON Climate

Calculate and report on financed emissions and credit risk to develop climate mitigation strategies
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Website_Product_Illustrations_2023_ON Climate

Know the risks and seize the opportunity

 
Create climate-confident teams, providing them with immediate and actionable intelligence on the impact of physical and transition risks on your C&I portfolio - down to the individual borrower level.
PI_Icons_Bottoms_Up FINANCED EMISSIONS Calculate financed emissions across your entire commercial loan book without wasting time in collecting emission data from your customers.
PI_Icons_Multiple_Scenarios REGULATORY REPORTING Mitigate regulatory risk by identifying climate risk in your portfolio early, allowing you to create effective climate transition risk strategies.
PI_Icons_Glass_Box FIND OPPORTUNITY Increase customer retention and wallet share by giving your front line the information they need to facilitate meaningful conversation with customers on climate risk.
Celent_2023_image

ON Climate: Celent Model Risk Award Winner 

 

ON Climate has enabled Fifth Third Bank to develop climate scenario analysis capabilities, quantify climate risk in its commercial loan portfolio, support the bank’s climate leadership through disclosure, and more - earning the 2023 Celent Model Risk Award.
read the report
INdustry groups
INdustry groups

FINANCED EMISSIONS

Identify and report on financed emissions in your loan book
 
  • Calculate emissions at the portfolio, sector, industry and borrower level, while adhering to PCAF score 3 and 4 reporting
  • Analyze and report on Scope 1 and Scope 2 financed emissions across six NGFS climate scenarios and five time horizons for strategic planning while keeping the cost of reporting low

FINANCED EMISSIONS

Identify and report on financed emissions in your loan book, without wasting time on data collection
 
  • Calculate emissions at the portfolio, sector, industry and borrower level, while adhering to PCAF score 3 and 4 reporting
  • Analyze and report on Scope 1 and Scope 2 financed emissions across six NGFS climate scenarios and five-time horizons for strategic planning while keeping the cost of reporting low

REGULATORY REPORTING

Identify climate risk in your portfolio early and mitigate regulatory risk
 
  • Plan ahead for market changes and formulate targeted risk mitigation strategies by identifying high risk sectors, industries and borrowers in your loan book
  • Analyze ON Transition Risk Score (highest to lowest) alongside your existing credit risk ratings and stack rank the portfolio for priority deep dives and climate-focused review
  • Use shorter NGFS timelines of 3-5 years to make climate decisions on your portfolio now
  • Understand the impact of climate risk on borrower financials and credit health and extract climate risk-based financial forecasts for risk quantification
Time horizons
Time horizons

REGULATORY REPORTING

Identify climate risk in your portfolio early and mitigate regulatory risk
 
  • Plan ahead for market changes and formulate targeted risk mitigation strategies by identifying high risk sectors, industries and borrowers in your loan book
  • Analyze ON Climate Transition Score (highest to lowest) alongside your existing credit risk ratings and stack rank the portfolio for priority deep dives and climate-focused review
  • Use shorter NGFS timelines of 3-5 years to make climate decisions on your portfolio now
  • Understand the impact of climate risk on borrower financials and credit health and extract climate risk-based financial forecasts for risk quantification
Borrower Climate

FIND OPPORTUNITY

Strengthen relationships with customers, improve retention, and increase wallet share by helping borrowers transition
 
  • Guide your borrowers towards collecting and tracking emissions data and technology changes
  • Understand the levers (technology, regulatory) driving transition risk in borrowers’ business models to inform meaningful conversations with borrowers around decarbonizing their business
  • Lend into more decarbonizing ventures and lower overall emissions to improve your NPS and brand value
Borrower Climate

FIND OPPORTUNITY

Strengthen relationships with customers, improve retention, and increase wallet share by helping borrowers transition
 
  • Guide your borrowers towards collecting and tracking emissions data and technology changes
  • Understand the levers (technology, regulatory) driving transition risk in borrowers’ business models to inform meaningful conversations with borrowers around decarbonizing their business
  • Lend into more decarbonizing ventures and lower overall emissions to improve your NPS and brand value

ON Climate Product Tour

 
Schedule a demo and see how ON Climate enables you to address the growing regulatory demand to evaluate, measure, and report on climate-related risk and financed emissions.
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fifththird“We are partnering with OakNorth to help develop our climate scenario analysis capability, quantify our climate risk in commercial lending, guide future conversations with our commercial borrowers, and enable us to continue our climate leadership through disclosure.”
Faillo
Mike Faillo Chief Sustainability Officer
fifththird“OakNorth provides us continued support, partnership, and a roadmap for executing climate scenarios to mature our climate risk program.”
Michele Mullins SVP & Climate Risk Officer
Screen Shot 2022-10-18 at 3.52.12 PM“As regulatory focus on credit continues to grow and evolve, tools like OakNorth are invaluable in ensuring banks are able to meet important and detailed requests from supervisors.”
JEREMIAH NORTON FORMER FDIC BOARD MEMBER & FORMER DEPUTY ASSISTANT SECRETARY, US TREASURY
TAKE THE NEXT STEP

Request a personalized demo to discover what ON Credit Intelligence can do for your bank.

What We’ll Cover:

  • What makes our technology different
  • How rapidly you’ll see results
  • Ease of installation and cost benefits
  • Current customers and outcomes